6 LifeGreen eAccess Account: You do most of your banking online, with little check writing. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. $1,500 average monthly balance 7, ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000) Account Opening and Maintenance Minimum Opening Deposit $25 Monthly Maintenance Fee $6.95 Waive Monthly Maintenance Fee Combined monthly direct deposits totaling $1,000+ OR An average account balance of $1,500+ OR Account holder (s) age 65 or greater The average account balance for Easy Checking is calculated by adding the balance at the end of each calendar day in the statement … OR Order via Online Banking, visit your local branch or call 1-800-734-4667. The Regions Pricing Schedule provides more information about monthly fees for checking accounts. You should consult privacy disclosures at the linked website for further information. You should consult privacy disclosures at the linked website for further information. Other shipping options are available at an additional charge. You can also compare checking accounts online, visit your nearest Regions branch or contact us to determine the account type that best fits your needs. Here’s a quick rundown of Regions Bank’s fees for different checking accounts: Note that Regions Bank gives its customers a way to reduce fees by signing up for paperless statements. Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. Yes, your Regions Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). OR However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Find out if it's worth opening up an account with this bank. The LifeGreen color is a trademark of Regions Bank. You can try another zip code Discount on qualifying installment loans with payments auto debited from a Regions account Monthly account fees for the 16 no interest checking accounts we evaluated range from $0 to $15, and only two checking accounts have fees that cannot be waived. Furthermore, this account comes with an $18 monthly fee. Relationship rates on most CDs for customers who meet the Relationship requirements 10 The LifeGreen color is a trademark of Regions Bank. 1 Discount on qualifying installment loans with payments auto debited from a Regions account To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. LifeGreen Preferred Checking® With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit 10 Relationship rates on most CDs for customers who meet the Relationship requirements 11 Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020. The bank requires an adult to link an account to the teen's checking account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account. 11 Posted to your eAccess Account during the statement period for CheckCard activity and posted in the most recent billing cycle for your credit card account for credit card activity. 2, Any combination of at least 10 Regions CheckCard and/or credit card purchases You have direct deposit and want unlimited check writing. If you have a Regions checking account, you can open this savings account with no monthly service fee. Monthly fees only avoidable with a minimum direct deposit of at least $500 each month or a combined monthly deposit of $1,000. Please see our Coronavirus Response page for other ways we can serve you. Discount on qualifying installment loans with payments auto debited from a Regions account Planning to Retire Early? Of the three, the eAccess Account is the easiest to waive the fee on, given the requirements of this bonus, though the LifeGreen Checking account will also work. How do I apply for a checking account online? With this checking account, you can get a Regions LifeGreen Savings Account You should consult privacy disclosures at the linked website for further information. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met. Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. 3, $5,000 average monthly statement balance in LifeGreen Preferred Checking account ACH direct deposit, such as a recurring payroll or government benefit deposit, of at least $500 single deposit or $1,000 combined deposit, to your LifeGreen Checking account How do I enroll in Regions Online Banking? All Regions products and services are subject to applicable customer agreements, terms, … You should consult privacy disclosures at the linked website for further information. The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per month, with a $.50 fee for each additional check. Regions provides links to other websites merely and strictly for your convenience. Standard bulk delivery is included in the price. The financial institution can choose to cover the payment by advancing funds on the consumer’s behalf, and generally charges a fixed overdraft fee for doing so. in your LifeGreen Checking account You’re age 62 or better and want LifeGreen Checking account benefits, plus easier options to waive the monthly account fee and bonus features. Regions Bank provides a one-time refund of the paid overdraft or returned-item fee for the first overdraft or returned item that occurs after you open a checking account. Regions provides links to other websites merely and strictly for your convenience. The average balance shown on the account statement is not used for purposes of the monthly fee waiver. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020 To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. New to online banking? 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit Why was I charged a monthly fee for my checking account? Accounts with paper statements pay a $7 monthly fee. The accounts on this list have no monthly maintenance fee or make it easy to qualify for a fee waiver—and if you manage your account well, you'll avoid other pesky fees, too. Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. $0.00/yr Non-affiliated ATM Usage Fee There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per statement cycle. Print, If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs. What if I don’t remember my Online ID or password? Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. Fees may apply to certain products or services available through Online Banking. Enter your zip code to view your local rates* LifeGreen Checking: Avoid the $8 fee when you complete one of the following: $1,500 average monthly balance; ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000). Regions LifeGreen Savings Account: If you have a Regions Checking Account, you can open this savings account free of charge. The $300 Bonus will be deposited within 120 business days of completing requirements. LifeGreen Preferred Checking® Interest Rates Good standing means you are not past due or in default under your credit agreement. 1 Keep a balance of $5,000 or more within 60 days in your Regions Business Checking Account. The Regions Bank LifeGreen Checking Account charges a $10 monthly fee. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, No fee for first 3 checks processed, then $0.50 per check The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. Ways to Avoid the Monthly Fee. Mobile Deposit may be subject to applicable fees. Mobile Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. How do I change the type of checking account that I have? You will, however, have to own a Regions checking account to open a LifeGreen Savings account and meet a minimum opening deposit requirement. 12, View My Local Rates 5 Questions to Ask Yourself, Spending in Retirement: Your 60s, 70s, and 80s, Option to link your checking account to an eligible Regions funding account for, Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward, Options to link your checking account to an eligible Regions funding account for, No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period, Are Not Insured by Any Federal Government Agency, Are Not a Condition of Any Banking Activity. To enroll in Online Banking for personal accounts, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. 11 You must be at least 18 years of age to use Regions Bill Pay or Zelle®. ATM fees charged by owners/operators of non-Regions ATMs may apply. To receive this bonus, sign-up for a LifeGreen Checking Account by June 28, 2019. make 10 purchases with a Regions Visa check card and set up direct deposit worth at least $500 into your account within 60 days. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. You can get around it in one of four different ways: Keep at … The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. ACH direct deposits that post on the last day of the statement period are counted in the following statement period. You’re about to leave Regions to use an external site. How to Avoid Monthly Fees LifeGreen Business Simple Checking: $5, can be waived with at least $500 in Regions Business CheckCard and/or Business Credit Card purchases Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts. Regions Bank review from Fort Myers, Florida with 15 Comments: We have had a checking account for over thirty years,, this month We recieved a $10.00 fee because our balance went below a … Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. Checklist. Margarette Burnette August 8, 2018 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management. Monthly fees cover the cost of maintaining your checking account and providing account features and services. }); However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Coronavirus (COVID-19) Information: Your health and safety is our top priority. Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing Appointment Scheduler is provided by TimeTrade© Systems. If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. © 2020 Regions Bank. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. Please refer to Pricing Schedule for more details. Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee. Are checking accounts from Regions Bank federally insured? Checking accounts with the lowest monthly fees or minimums to waive monthly fees do not usually earn interest. You're age 25 or younger and want the benefits of LifeGreen Checking without a monthly fee. Regions Bank LifeGreen Checking Fees MONTHLY FEE $8 MIN BALANCE TO AVOID MONTHLY FEE $1500 OTHER WAYS TO AVOID MONTHLY FEE Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000) The ending balance for any day is the opening balance for the next day. An overdraft can occur when consumers spend or withdraw more money from their checking accounts than is available. $11 with paper statements (without check images), $5 with online statements How do I manage my Regions personal checking account? OR 9. Debit Cards & Using ATMs Debit Card $0.00/yr Regions Cashback Rewards This account includes 'Regions Cashback Rewards' to put money back into your account based on your debit card usage at participating retailers. Appointment Scheduler is provided by TimeTrade© Systems. Rates are determined based on where you live within our service area. How can I change my Online ID & Password? You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. All Rights Reserved. OR Enrollment in Online Banking requires eligible Regions accounts. Account holders can avoid the monthly fee by maintaining a balance of $1,500. For instance, Regions Bank waives the monthly service fee for those generating $500 or more in Regions Business checkcard and or business credit card purchases. For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Article, Content Type: Learn about the benefits of a Chase checking account online. For the average monthly balance, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. Please note Regions determines the free checks based on when they are presented for payment not when they are written. Select up to 4 accounts to compare ATM fees charged by owners/operators of non-Regions ATMs may apply. Regions Bank is now offering a $200 checking bonus for new customers that open any LifeGreen Checking accounts with the promo code 20048SOC19Q2. to compare. For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. Discount on qualifying installment loans with payments auto debited from a Regions account Content Type: See pricing schedule for other requirements. You want the same great LifeGreen Checking account features with a low flat monthly fee. $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs What should I do about fraudulent transactions on my checking account? 10 If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit Relationship rates on most CDs for customers who meet the Relationship requirements $('[data-regions-modal="dialog-container"][data-regions-modal-id="zip-search"]').Regions_Modal(); Additional statement options are available, fees may apply. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. Qualifying first-lien home mortgage loans must be serviced by Regions, must not be past due or in default and do not include home equity loans or home equity lines of credit, or construction, manufactured housing and business loans. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. Balances determined at the beginning of the last day of your checking account statement period. The LifeGreen simple checking account has a $5 monthly fee with online statements. Regions Bank’s checking account fees can cost you as much as $18 a month, which is pretty cheap compared to other banks GOBankingRates has looked at. 11 Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 4 Infographic, Content Type: Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. $(function () { What are my statement options for my checking account? There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. $11 with paper statements (without check images), Price varies by style. You can knock the fee down to $8 by signing up for online statements. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit Option to link your checking account to an eligible Regions funding account for Overdraft Protection; Free access to more than 1,900 ATMs across the Regions 15-state service area That’s because this checking account earns interest at the lowest rate possible while still allowing Regions Bank to say that the account does technically earn interest. 5 Making an appointment is subject to a screening process meant to protect our associates and our customers. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this student checking account, you can get a Regions LifeGreen Savings Account Regions offers overdraft services with its checking accounts. What information do I need to open an account online? Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee. 10 Investments, Annuities and Insurance Products. Log in to your Regions online banking account to securely access and manage accounts, pay bills, transfer money and more. Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. Monthly fees cover the cost of maintaining your checking account and providing account features and services. Where can I find more information about pricing & services that pertain to my checking account? If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year). a $1,500 average monthly balance Investments, Annuities and Insurance Products, change zip code to find rates in a different area, 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management, What to Do With Your 401(k) Retirement Plan, Happy in Retirement: 6 Tips for Staying Active. change zip code to find rates in a different area Opening deposit is $50 if opened online or $5 at a bank. Your mobile carrier’s messaging and data fees may apply. 5 To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. 2 Save for Retirement or Pay for Your Child’s Education?