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Room 136 Sault Ste. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds One thing to be careful of in this situation is title insurance coverage. P.O. Consumers Credit Union. Fax Number: 810-667-0293 http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Obtain a blank quit claim deed form from an office supply store, attorney or title company. Phone Number: 810-648-2313 https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Phone Number: 517-676-7216 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. About the Author. Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. E-mail:clerksoffice@macombgov.org P.O. Thank you. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Box 609 This article was written by Jennifer Mueller, JD. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Menominee, MI 49858 Fax Number: 231-689-7271 Otherwise, married couples usually claim property as tenants by the entirety. 315 W. Green St. Traverse City, MI 49684 407 West Harrie St. P.O. http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds Phone Number: 989-354-9547 Articles Real Estate Deeds Made Easy Since 1997. St. Joseph, MI 49085 You will have to file a quitclaim deed and then file a new deed with joint ownership. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds Caro, MI 48723 A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. This article was written by Jennifer Mueller, JD. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. It doesn't matter whether you intended it to be a gift or not. Fax Number:517-264-4543 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Cheboygan, MI 49721 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. Email: rdeeds@gogebic.org how to add someone to a deed in michigan. Phone Number: 231-723-2146 County Building Phone Number: 231-922-4753 100 E. State Street, Suite 2500 If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". Jensen attended Idaho and Boise State Universities. 125 W. Lincoln St. 1. Fax Number: 231-258-3345 If a male grantor is married, Michigan law has historically required his wife to sign the deed to release her dower rights. Ionia, MI 48846 Phone Number: 231-882-0016 However, not every state has this type of ownership, and the application is different in every state. Iron Mountain, MI 49801 https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds Some common exemptions include homestead exemptions or exemptions for people over the age of 65. Phone Number: 989-731-7551 Muskegon, MI 49442 Phone Number: 989-785-8079 https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the property's fair market value for tax purposes. Phone Number: 231-724-6271 Fax Number: 989-354-9646 P.O. A deed and a mortgage are two separate things. Phone Number: 989-275-5931 In this case, 86% of readers who voted found the article helpful, earning it our reader-approved status. 806 W. Houghton Avenue, Room 104 Marquette, MI 49855 301 W. Upton Fax Number: 906-293-5553 Generally speaking, adding another owner only makes the probate process more complicated. Include your name and the name of the person you want to add to your house title. She received her JD from Indiana University Maurer School of Law in 2006. The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. Phone Number: 810-667-0211 701 Main Street https://www.co.huron.mi.us/register-of-deeds, Ingham County Register of Deeds Research source. Fax Number: 231-779-5352 100 Marley Street The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. 7064 Crowner Drive http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, Ionia County Register of Deeds The separate interest refers to the monetary interest in the property. 422 W. Lake Street Email: ROD@ioscocounty.org P.O. Fax Number: 906-225-8420 If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Phone Number: 269-383-8970 Sandusky, MI 48471 605 N. Birch St. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. Phone Number: 231-689-7246 https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Or, it could be that you want the ownership of your property to go to your child in the event of your death. Manistee, MI 49660 Fax Number: 906-875-0658 400 Elm Street Phone Number: 231-843-4466 To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. This article has been viewed 206,090 times. Email: register@wexfordcounty.org were I to add him to my deed. Escanaba, MI 49829 https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Stanton, MI 48888 120 W. Michigan Avenue However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. Last Updated: June 3, 2020 P.O. You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Fax Number: 231-237-0106 My spouse died, how do I remove my spouse's name from my deed? wikiHow marks an article as reader-approved once it receives enough positive feedback. Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . It doesn't matter whether money was exchanged or not. However, this action can have a financially devastating outcome if you dont prepare in advance. As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). Home. Jennifer Mueller is an in-house legal expert at wikiHow. Uniform Commercial Code Section Box 438 Marie, MI 49783 Phone Number: 989-832-6820 Phone Number: 989-846-9201 Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. P.O. This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Box 800 For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Go to the county recorders office and get a quitclaim form. In order to accomplish this, you can't just pen in the name on your deed. You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. Approved. International Center Phone Number: 906-875-3321 However, this action can have a financially devastating outcome if you don't prepare in advance. You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds Fax Number: 231-873-9218 Department of Public Works MCL 565.221. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. 205 E. 11th St. A trustee of a trust is the person or agent who is appointed to administer the trust. Tax Foundation. Tenancy by the entirety is only available for married couples and is not recognized in some states. Phone Number: 989-672-3840 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds Monroe, MI 48161 Centreville, MI 49032 Fax Number: 231-882-0167 Get a copy of the title deed from your county clerk's office. Phone Number: 231-745-4641 In this case, if one dies, the other automatically becomes the sole owner of the property.