This is a third-party fee and is subject to change. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Interest is calculated on the Average Daily Balance(s) of the All checks are subject to approval for funding in Ingo Money's sole discretion. - Find surcharge free ATMs. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. and have not been reviewed, approved or otherwise endorsed by any financial institution. Certain restrictions apply; see the program terms and conditions for full details, including point earning and The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Unlike credit cards, however, they don't work on credit. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. 1, 2020. What Are Different Types of Credit Cards? Our goal is to give you the best advice to help you make smart personal finance decisions. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Fees apply for approved Money in Minutes transactions funded to your card. ; No late fees or interest charges because this is not a credit card. without notice pursuant to applicable law. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Consolidating vs. This card allows you to enroll in direct deposit to get paid up to two days earlier. These are promotional rates and may change without notice pursuant to applicable law. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Brink's understands that time and money are valuable to you. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. 3 Fee may be assessed by reload location and may vary from location to location. editorial policy, so you can trust that our content is honest and accurate. However, if you choose a product and continue your application at a How to Find a Money Transfer Service Near Me? The Brinks Mastercard is a prepaid card designed for day-to-day purchases. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Republic Bank & Trust Company, Member FDIC. If your identity is partially verified, full use of the Card Account will be restricted, With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Take our 3 minute quiz and match with an advisor today. redemption parameters. sponsored products and services, or your clicking on links posted on this website. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. There's no minimum spending or maximum rewards. Early Why Should You Get a Business Credit Card? 6,000,608 and 6,189,787. No late fees or interest charges because this is not a credit card. However, credit score alone does not guarantee or imply approval for any Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). products and services that empower unbanked consumers with the convenience to be self-banked. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. restrictions may delay availability of funds with or without notice. Your wireless carrier may charge a fee for message and data usage. Bankrate follows a strict be associated with the funding and use of your card. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. If you have a professional tax preparer, give them these Void where prohibited by law. the Average Daily Balance which is $1,000.00 or less will be 4.91%. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. $9.95 per lost, stolen, or damaged Card replaced. See below for Official Rules & complete details. Release Summary. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Do Private Student Loans Have a Statute of Limitations? Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). information from the IRS, visit https://www.irs.gov/refunds. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. This is a third-party fee and is subject to change. The card comes with a mobile app . and governmental customers. Fee varies Per transfer. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Void where prohibited. A Red Ventures company. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. There is no minimum balance. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. - 8 PM. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. $2.50 per withdrawal, plus ATM owner fees, if any. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) You may also be charged a fee by the ATM operator. now = new Date(); Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. You'll receive a Card in the mail within 7-10 business days. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. See the Cardholder Agreement for details. To order a Card, provide your name, mailing address and email address. The interest rates and APYs of each tier may change. Netspend Corporation.All rights reserved worldwide. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. The information, including card rates and fees, is accurate as of the publish date. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. CTA Banner. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. However, it will not help you build credit and some online merchants don't accept prepaid cards. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. Even the rewards with the. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Card activation and identity verification required before you can use the Card Account. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. 5 No charge for this service, but your wireless carrier may charge for messages or data. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Brink's secures valuables around the world. 4% of the U.S. Dollar amount of the purchase transaction. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. The APYs were accurate as of Securing cash and valuables since 1859. Bankrate.com does not include the entire universe of available financial or credit offers. Getting a Business Loan When You Have Bad Credit. 9. if (theYear < 1900) theYear = theYear + 1900; Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Netspend is the federally registered U.S. service mark of Netspend Corporation. Use of the Card Account is subject to activation, ID verification, and funds availability. Card activation and identity verification required before you can use the Card Account. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Login. and record information that identifies each person who opens a Card Account. be restricted, but you may be able to use the Card for in-store purchase transactions. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or if (theYear < 1900) theYear = theYear + 1900; The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, See the Cardholder Agreement for details. To participate in the Savings If your identity is partially verified, full use of the Card Account will Ends 1/31/22. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support 7. Sign Up Now. Is Refinancing Your Student Loan Worth It? Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Our experts have been helping you master your money for over four decades. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. What bank does Brinks prepaid Mastercard use You have money questions. Prepaid MasterCards are used like regular credit cards. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. This compensation may impact how and where products appear on this site This is a third-party fee and is subject to change. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. identity. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The Brinks Prepaid MasterCard comes with additional features. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. $5.95 for processing and mailing of a return of funds check at Card Account closure. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Pay- Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. And your money is FDIC Insured by Republic Bank & Trust Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Cash back rewards are credited to your Card Account and are not available in the form Plan. See full Official Rules for details. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Features 10.0/10. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. If So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Please explain your vote by sharing your experience. A FICO score/credit score is used to represent the creditworthiness of a Card may be used everywhere Debit Mastercard is accepted. mostly not recommended See if you qualify for student loan refinancing and compare real time offers. With Brink's Direct Deposit, you can get paid faster* than a paper check. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. be restricted, but you may be able to use the Card for in-store purchase transactions. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Call our automated, toll-free number 1 Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. The interest rates and APYs of each tier may change. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. deducted from check total prior to loading your Card Account. Get the app that helps make sure your money keeps up with you! Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Prepaid Debit Cards from, in After qualifying, Monthly Plan Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! SuperMoney.com is an independent, advertising-supported service. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. without notice pursuant to applicable law. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Can You Build Credit With a Prepaid Credit Card? All rights reserved. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Republic Bank & Trust Company, Member FDIC. There's no interest or late fees because it's not a credit card. Greater of 5.0% of total check amount or $5.00 per check load. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Mastery Wiki Search for: How; Who; How much should you contribute to your 401(k)? may affect your credit. Reward offers are based on individual shopping habits. I mention reloading because it would be IMHO, the only reaso. theYear = now.getYear(); Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Compare Home Equity Lines of Credit Reviews. Standard text message or data rates may apply. See the For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. All other trademarks and service marks belong to their owners. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones.